Preneed funeral insurance is not an easy topic of conversation to bring up with a loved one, but it’s necessary to do so, as it saves everyone in the process, including your loved one, worry, burden, and even money.
There’s a lot to think about when it comes to preneed insurance. Here’s what you need to know.
First of all, it saves you money. Many funeral homes will work out plans with individuals where families are able to lock in market prices so that they don’t end up paying more. If you lock it in 20 years before your loved one passes away, it may save you a lot of money, especially since funeral expenses continue to get more expensive each year.
The opposite of preneed insurance is “At Need,” meaning when you plan for a funeral when a death comes up. Planning a funeral when it comes up can be stressful since you have limited time to put everything together. Plus, since you and your family are dealing with a death, it also adds additional stress to the grieving process.
For the individual you’re planning a funeral for, it provides peace of mind, knowing that their family doesn’t have to scramble when it comes to planning their funeral someday. Also, it doesn’t make them worry that their family won’t have enough money and that they’ll be able to devote time to properly mourn.
When it comes to procuring funeral costs, Funeral Help is happy to help you and your family secure a loan of up to $10,000. To get started, all you have to do is check your rate. After Funeral Help takes a look at your application needs, then they’ll give you a decision. After you accept the decision, they will instantly fund the money to you through the funeral home of your choosing.
For more information on how Funeral Help can help you with financing your funeral, visit our Funeral Help website or give us a call at (844) 311-7772.